Saturday, January 10, 2015

LIC's Tax Saving scheme & your Financial securities

Call: 07209831889

Why you need Life Insurance:-
Life Insurance takes care of 3 Probabilities and 2 Necessities.
Probabilities:- 1) Dyeing too soon 2) Living too long 3) Living Death
Necessities :- 1) Wealth Creation 2) Child education & Marriage
We Indian very much smart to cover the risk of our car as general insurance which value is depreciating every year but never thought the value of car owner whom value is appreciating every year. So we need to understand the Human Life Value.
We generally follow the rule save then create the money but in Life Insurance you create first then save.
How?.... By you are paying first premium and cover yourself and your family with total Sum Assured (policy). Ex. A person 30 years old, insured himself under New Jeevan Anand plan for 21 years term with 10 lac Sum Assured(policy). If he will pay rs 55000 as a premium then he has risk cover of Rs.1250000 and in case of accidental will get double the amount means rs 2250000. And whole life risk cover even after Maturity claim paid to the policy holder.
According to Warren Buffet, Income-Saving = expenses.
Why LIC of India:-
LIC is not only the market leader but also the market maker in Insurance sector. LIC of India has been a national builder since its formation in 1956. The total fund invested for the benefit of community at large are Rs. 16,84,690 cr as on 31 stmarch 2014.
Your premium is contributing in the growth of Indian economy.
LIC ranked among “Top 10 most Trusted Brand in India” & was voted as No-1 most trusted brand in insurance in the ET Brand equity-Nielson survey 2013.
Year 2013 - 2014.
  • Policies 1 styear premium
  • Composite 345.12lakhs 90,123.75 crores
  • Market share(%) 84.44 75.33
Claim Settled 2013-14 :-
  • Total no. of Claim settled – 259.00 lac
  • Total amount of claim setteled – 91,186.45cr
  • Percentage Maturity claim settled- 99.68
  • Percentage death claim settled – 99.30
Your Benefits:-

  1. Investment in right sector with best brand.
  2. Tax Benefit under sec 80 C up to Rs. 1, 50,000 slab.
  3. Tax benefit under sec 10 (10 D) on Maturity & death Claim. (This section makes your investment healthy in comparison of investment in others like FDs, NSC).
  4. Risk Cover starts from first premium paid only. Financially secure your dependent future as you providing now.
  5. Saving your money for Children Higher Education, marriage, Your Pension, dream house, own Company set up etc.
  6. Flexi to choose plan according to your need. ( Endowment plan, money back, Term, Pension, Health Plan )

Why Consult to Sanjay kumar :-
I will discuss with you for your financial need and suggest you for right investment.
I will provide you door step Service (Proposal to Bond paper) at your Office/home.
I will give you assured gift & other benefits.
Most Important thing; I am one of you, so what I suggest you not only professionally but also personally.

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